Flood Facts To Keep In Mind

•Homeowner’s insurance does not cover flood damage.

•You can buy flood insurance no matter what your flood risk is.

•Just because a flood has never happened at your house’s location, does not mean it will never happen. Living away from streams and rivers does not guarantee your house will never flood.

•Flood insurance is far better protection than depending on federal disaster assistance, which is available only if a disaster is federally declared.

•There is a low-cost policy for homes in low- to moderate-risk areas: the Preferred Risk Policy.

•Flood insurance is affordable. The average flood insurance policy costs approximately $400 a year for about $100,000 of coverage.

 

Winter flooding can put your home and family at risk.

Introduction to the NFIP

General Rating Information

Estimate Your Premium and
Find An Insurance Agent

Flood Facts

Local Floodplain Managers

FEMA Levee Information